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There were several potential solutions that were listed in the report, including carrying out a "stress test" of individual banks whose portfolios contain a concentration in commercial real estate loans. Due to the sheer volume in number of these up-and-coming small to midsize banks, it may not be possible review these banks' records at this kind of detailed level. Another suggestion is that the federal government could inject additional capital in to the small banks, buying their toxic assets or guaranteeing loans. Based upon the fact the government is regarded as by many taxpayers as spending a lot of taxpayers' money already, it isn't really a feasible approach. There are also concerns if the federal government "reuses" reimbursed TARP funds as to whether which is constitutional for this without additional legislation.
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